Pay As You Go Mobile Phones: Is It The Best Deal

If you haven't moved to a new mobile phone plan recently, chances are you're not using the best deal available. Details of Pay-As-You-Go mobile deals change rapidly, but our research shows that it's definitely worth shopping around and considering smaller providers, such as Talkmobile, Three and the like.

There are many different types of pay as you go mobile phones that you can actually take advantage of. Each provider also sells these types of phones where you do not have to actually get on a plan. Instead you can actually just pay for however many cell phone minutes that you would like at a given time. When you run out, you can call, go online, or go in the store and pay for some more minutes. It is even usually a little bit cheaper for people who do not talk on their phones that often. Consider the benefits:

Pay-As-You-Go Pros

» You pay only for what you use.

» You can make calls only when you have credit, so there's no risk to get an unexpectedly high bill.

» No credit check.

» If you spend less £20 a month, or you're under 18, you better not sign up to a mobile contract.

Pay-As-You-Go Cons

» You'll have to pay the full price of the phone upfront.

» Network providers will offer ess models to choose from.

» Calls per minute and texts cost more than pay monthly plans.

How To Choose a PAYG Plan?

As a starting point, consider how much you can save on a different pay-as-you-go mobile phone deal. The most expensive PAYG rates are around 20-30p per minute for calls, and around 10-16p per text. Some of us feel very comfortable with the major players on the market, but you can generally get up to £100 off your annual bill by switching to a smaller network provider like Talk Mobile, which has a best value flat PAYG rate of 8p per call minute and 4p per text on its PAYG Essentials tariff.

How To Choose a PAYG Mobile Phone?

The downside of getting a PAYG mobile phone is that you will have to pay for the handset upfront. However, if you choose wisely and you're happy with your purchase, that should not be an issue.

Can I Keep My Current Phone Number?

Yes! Your current network must give you a Porting Authorisation Code (PAC) by law. This code will authorise the transfer of your number to your new network operator. You should be provided a PAC code within 2 days of requesting it and it will be valid for 30 days.