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Afford the latest smartphone with iPhone contracts

When it comes to choosing a new smartphone and making sure you get the right contract for you, it can all be a bit of a minefield, particularly if you don’t know much about technology. From finding the best network to choosing the most suitable handset, not to mention ensuring you check the small print, getting a new phone isn’t a walk in the park.

Take a few moments to read our handy guide to iPhone contracts to see how you can get the best deal.

Commitment phobic

iPhone contracts definitely aren’t for those afraid of commitment – if you buy a sim-free iPhone with no contract, you’re free to use it on whatever network you choose (once it’s unlocked), with no commitment. However, you’ll usually pay a premium price for the privilege, and the latest iPhone 5S could cost you around £700.

If you’re looking for a more affordable option, consider taking out a pay monthly contract on the network of your choice. iPhone contracts are available with all the major mobile phone networks including Vodafone, O2, Three and Orange, so there’s plenty of choice.

Choosing your network

When it comes to choosing the right network, it’s a good idea to use a comparison website to compare the deals on offer. You should be aware that due to the relatively high cost of smartphones, iPhone contracts are usually 18 to 24 months in length, which means you’re committing to making the monthly payment for that period of time. There are other things to consider too when it comes to choosing the right network for you:

• How many texts and minutes are included each month?

• How much data is included?

• What do calls, texts and data cost outside of your monthly allowance?

• How will you mostly use your phone?

• Which network are your friends and family on?

Some networks allow free calls to other phones on the same network – for example, Orange allows you to add ‘magic numbers’ so that you can call your chosen friends and family for free!

It’s a good idea to head to the network of your choice’s website to check out what’s on offer once you have chosen using a comparison site. This allows you to look at deals in more detail, read the small print and choose your handset. Bear in mind that the longer the contract, the cheaper the phone (usually!), but you will be tied in for the length of the contract. With iPhone contracts, you’ll sometimes have to make an upfront payment for the phone when you purchase it, particularly if it’s the latest model that you are after. Take the time to compare your options before you sign a contract, as 2 years is a long time!